Over the past year, many crypto owners have reconsidered their investments in digital assets in search of new opportunities that require less maintenance and provide more consistent returns in volatile market conditions.
Leading the pack is the ArbiSmart ecosystem of interest-bearing wallets and financial services, which has seen incredible growth over the past year and become one of the leading investment hubs in the crypto space. It offers a variety of earning opportunities, including industry leading interest rates and a potentially hugely profitable unique referral program.
So, let’s go and see how much you can earn:

How to take advantage of your friends’ daily earnings
Thousands of people are making passive profits with ArbiSmart through the referral program like no other in the crypto space. What makes it special is that it allows users to earn daily by getting up to 3% of their friends’ earnings each day they earn interest.
While an ArbiSmart wallet offers secure crypto storage, the holder of a savings plan entered into for a certain period of time also earns daily interest. The person who referred the savings plan receives a percentage of these profits, and the money does not come out of his friend’s pocket, it comes directly from ArbiSmart.
How Savings Plan Holders Make Profits
ArbiSmart’s EU-approved interest-bearing wallet offers exceptionally high interest rates for savings plans. Funds can be locked for periods of 1 month, 3 months, 18 months, 2 years, 3 years or 5 years, with interest increasing with the duration of the contract. While the savings can be invested in 26 different FIATs and cryptocurrencies, balances from ArbiSmart’s own token, RBIS, earn a much higher interest rate. Profits are also affected by how interest paid each day is received. They can be transferred to an available balance, added to the blocked savings balance or converted to RBIS for the highest interest rate and blocked for the duration of the contract.
However, the decisive factor for the interest rates, which can reach 147%, is the level of the account. Account status is based on the amount of RBIS a person has. To earn interest, you must be at the beginner level, which requires you to have at least 1,000 RBIS. More RBIS means higher account status and interest rate for plans in EUR, BTC or any other currency supported by ArbiSmart.

How referral commissions are earned
The brokerage commission for savings plan interest is paid into the RBIS at the end of each day, bringing new utility to the ArbiSmart token and increasing its value. Referral commissions are currently only in RBIS, but other currencies may be added in the future.
If your friend’s savings balance is in RBIS, you’ll get the highest rates. So if the friend earns 75 RBIS per day on RBIS locked in an ArbiSmart wallet savings plan, you will earn 7.5 RBIS, or 10% of what he earns each day. The more RBIS you have, the higher your account balance will be, which means you will earn a higher rate on your own savings balance in Ethereum Shiba Inu, British Pound or any other supported currency.
It should be noted that all transfers are direct and no multi-step transfers are offered.
More profit opportunities ahead
As the wallet sees steady gains due to its resistance to the downside, more and more RBIS are leaving circulation to be included in savings plans, weighing on the already limited token supply.
Demand for the token is expected to increase between Q4 2022 and the end of Q1 2023 with the release of a number of new ArbiSmart services, each requiring RBIS. New RBIS services planned for the coming weeks and months will be interconnected, each generating its own potential revenue streams while increasing token usage. These include a mobile application for storing, trading and buying cryptocurrencies; a DeFi protocol that offers a yield farming service with unique gamification features that offers 0.3% of each transaction fee and up to 190,000% APY; an NFT marketplace for buying and selling non-fungible tokens; a unique ArbiSmart NFT collection; a gaming metaverse for earning and a registered professional cryptocurrency exchange.
As a result of this significant ecosystem expansion, the demand for tokens will soon exceed the limited supply of tokens, driving up the price and potentially generating huge capital gains for account holders.
To help you get started, ArbiSmart is offering 1,000 free account points to anyone who signs up within 72 hours of this article’s publication. While these comp points aren’t real currency, they automatically grant you beginner account status, allowing you to start earning interest the day you sign up. To claim your points, register today!